---
title: "NeetoPay"
description: "NeetoPay lets you sell with payment plans. Split a price into installments, let customers choose to pay in full or over time, add a setup fee, and get paid through Stripe."
canonical_url: "https://www.neeto.com/neetopay"
markdown_url: "https://www.neeto.com/neetopay.md"
---

# NeetoPay

NeetoPay lets you sell with payment plans. Split a price into installments, let customers choose to pay in full or over time, add a setup fee, and get paid through Stripe.

## Overview

A big price is easier to say yes to when it comes in smaller pieces. NeetoPay lets you turn any price into a payment plan, let customers pick how they pay, and share one link that takes them straight to checkout.

## Key Features

-   **Break a big price into installments.**: Choose how many payments to split the price into and how often to charge them: weekly, monthly, or yearly. NeetoPay collects each installment on schedule, so you don't have to chase anyone.
-   **Let customers decide how they pay.**: Offer paying in full and paying in installments on the same plan. Customers pick the option that suits their budget at checkout, and you can switch any option on or off whenever you like.
-   **Collect a setup fee with the first payment.**: Add a fixed amount or a percentage of the price, and call it whatever fits your business, like an activation or onboarding fee. It is charged once, with the first payment, and never again.
-   **Offer free plans alongside paid ones.**: Run a free tier, a waitlist, or a trial sign-up with the same tool. Customers fill in a short form and get access right away, with no card needed.
-   **Share a plan with a single link.**: Every plan gets its own short, readable URL. Put it on your website, add it to an email, or post it on social media, and customers land directly on the plan's checkout.
-   **Get paid straight into your Stripe account.**: Connect your Stripe account once and every payment, whether in full or in installments, is collected through it.

## Frequently Asked Questions

### What is NeetoPay?

NeetoPay is payment plan software. You create a plan, set a price, and choose whether customers can pay in full, in installments, or both. Customers sign up through a link you share, and payments are collected through Stripe.

### How do installment plans work?

You pick the number of installments (two or more) and how often they are charged, such as weekly, monthly, or yearly. The price is split evenly across the installments, and NeetoPay charges each one on schedule.

### Can customers choose between paying in full and paying over time?

Yes. A plan can offer a one-time payment and installment options together, and customers choose at checkout. Only the options you have switched on are shown.

### Can I charge a setup fee?

Yes. Set it as a fixed amount or a percentage of the price, and rename it to match your business. The fee is added to the first payment only. For example, a $120 plan in three monthly installments with a $15 setup fee is charged as $55, then $40, then $40.

### Which payment processor does NeetoPay use?

NeetoPay uses Stripe. You need a connected Stripe account to create paid plans, and payments go directly into it.

### Can I offer a free plan?

Yes. Free plans have no price or setup fee. Customers complete a sign-up form and get access right away, without entering payment details.

### How do customers find my plan?

Each plan has its own link, built from a short name you choose. Share it on your website, in emails, or on social media, and customers go straight to that plan's checkout.

### Is there a minimum installment amount?

Yes. Payment processors do not accept very small charges, so NeetoPay enforces a minimum amount for each installment when you set up the plan.

## Links

-   [Human page](https://www.neeto.com/neetopay)
-   [Pricing](https://www.neeto.com/neetopay/pricing)
-   [Help Docs](https://help.neetopay.com)
-   [Roadmap](https://roadmap.neetopay.com/product-roadmap)
-   [Changelog](https://roadmap.neetopay.com/changelogs)
-   [Email Support](mailto:support@neetopay.com)
